Creating Financial Stability

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There are a small group of people in the UK who could be classified as “Serial Self Builders”. They simply keep doing it, again and again. Most of them have never laid a brick in their lives, nor fitted a kitchen, but they understand only too well how to make the self build market work for them.

A simple formula of not paying too much for land, buying materials at the right price and hiring quality contractors has meant they have amassed significant wealth through something they did in their spare time.

A self build life cycle, from land purchase to keys can be completed in as little as six months, using a preformatted project management template. On average, a build can be completed for around 65% of the market value but it is possible to clear much more, depending on location and quality of finish.

Whilst most readers of this article are not looking for a new career in property development, most will have the desire to free themselves from debt and to create a bedrock of financial stability as early as possible in their lives. By utilising a tried and tested method, Site 4 Self Build can take participants from a £5000 deposit to owning a £200,000 home outright, in just seven years.

The model involves multiple builds over the period. Mortgage payments never exceed £900 per month (calculated at 6% pa) and the mortgage balance is cleared on delivery of the last project.

Anybody can do this provided they have the deposit, right income level and credit history.

The Secret Formula

●	Buy Land at the right price.

●	Always keep within budget.

●	Live in the property.

●	Start a new project every two to three years.

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